These are scary times. I went to make a deposit in my neighborhood bank, the same bank I’ve been going to for over 40 years, since I was a kid. And there was a long line. Well, relatively long. Okay, 5 people. What were these people doing? Closing their accounts.

Not everyone was closing their accounts, but about half, so said the teller. My money is insured and safe, he smiled. But still, when you do all your bill payments online and count on your bank to always be there, it’s a bit disconcerting to realize there’s a good chance your bank will be gone or bought out by the end of the year.

With big name stores closing all over the place, how do you keep your small business solvent? Simply by getting your name out there. Well, maybe not simply. But it doesn’t hurt to have a web presence. Make your business a destination people will want to go to. When you offer a product or service of value at a reasonable price with friendly, efficient service, you may just weather the recession storm.

Keep a positive attitude and smile to your customers. It couldn’t hurt.